Privacy Policy

Last updated: January 1, 2024

At SplitNest, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.

1. Information We Collect

Personal Information

When you create an account or use our services, we may collect the following personal information:

• Account Information: Name, email address, phone number, and profile picture
• Authentication Data: Login credentials and authentication tokens
• Contact Information: Friends' contact details when you invite them to use the app
• Financial Information: Expense records, payment amounts, and transaction descriptions (we do not store actual payment methods or financial account details)

Usage Information

We automatically collect certain information when you use our app:

• Device Information: Device type, operating system, unique device identifiers
• App Usage Data: Features used, time spent in app, crash reports
• Log Data: IP address, access times, and app activity logs

2. How We Use Your Information

We use the collected information for the following purposes:

• Service Provision: To provide, maintain, and improve our expense-splitting services
• Account Management: To create and manage your account, authenticate users
• Communication: To send notifications about expenses, payments, and app updates
• Expense Tracking: To calculate and track shared expenses between users
• Security: To detect and prevent fraud, abuse, and security incidents
• Analytics: To understand how users interact with our app and improve user experience
• Legal Compliance: To comply with applicable laws and regulations

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:

With Other Users

• Your name and profile picture with friends you've connected with in the app
• Expense details with users who are part of the same expense or group
• Payment status information with relevant expense participants

Service Providers

We may share information with trusted third-party service providers who help us operate our services:

• Supabase: Database and authentication services
• Firebase: Push notifications and analytics
• Stripe: Payment processing (if applicable)
• Cloud Storage Providers: For data backup and storage

Legal Requirements

We may disclose your information if required by law, court order, or government request, or to protect our rights, property, or safety.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information:

• Encryption: Data is encrypted in transit and at rest
• Access Controls: Limited access to personal data on a need-to-know basis
• Secure Infrastructure: We use secure cloud services with industry-standard security practices
• Regular Security Reviews: We regularly review and update our security measures

5. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. Specifically:

• Account Data: Retained until you delete your account
• Expense Data: Retained for up to 7 years for financial record-keeping purposes
• Usage Data: Typically retained for 2 years for analytics purposes

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and associated data
• Portability: Request a machine-readable copy of your data
• Opt-out: Unsubscribe from marketing communications

To exercise these rights, please contact us using the information provided below.

7. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy in the app and updating the "Last updated" date. Continued use of our services after such changes constitutes acceptance of the updated policy.

10. Contact Us

This Privacy Policy is effective as of the date listed above and applies to all users of the SplitNest mobile application and related services.